McCoy Press - Why Philosophy Matters in Chiropractic Malpractice Protection

By McCoy Press

When it comes to protecting your chiropractic practice, not all malpractice insurance providers are created equal. For chiropractors dedicated to the foundational principles of the profession, there’s only one clear choice: ChiroFutures Malpractice Insurance Program. Founded and run by chiropractors, Dr. Anthony Carrino (President and Co-Founder) and Dr. Matthew McCoy (CEO and Co-Founder), ChiroFutures stands apart in its commitment to the core tenets of chiropractic care — a commitment that no other malpractice provider can match.

Dr. Carrino recently spoke at the Florida Chiropractic Society Convention, where he shared not only his personal journey into chiropractic but also his deeply held philosophy about the profession’s unique value. His insights serve as a reminder of why chiropractors need to protect not only their practice but also the foundational identity of chiropractic itself.

 A Profession Built on Philosophy — Not Just Technique

Dr. Carrino’s story began with a life-changing injury. After falling from a two-story window during college, he suffered debilitating back pain and crushing injuries to his pelvis and spine. Traditional medical care failed to provide lasting relief — but chiropractic changed his life. After receiving consistent chiropractic adjustments from a Gonstead chiropractor, his pain subsided, and his function returned.

Dr. Carrino’s experience illustrates the heart of chiropractic care:
 The body’s innate ability to heal when free from interference.
 The adjustment as a tool to remove obstructions and restore function.
 Chiropractic as a holistic, whole-body approach to health — not just pain relief.

“Your creator gave you everything,” Carrino explains. “All I'm doing is tweaking it, baby. And I look like the hero, right? Remove that obstruction in healing.”

This trust in the body’s inherent wisdom sets chiropractic apart from other forms of manual therapy. Chiropractors aren’t just treating symptoms — they’re addressing the root cause of dysfunction through precise adjustments that facilitate the body’s natural healing processes.

 Educating Patients About Chiropractic’s True Value

Dr. Carrino emphasized that effective chiropractic care goes beyond treating symptoms — it’s about helping patients understand why they feel better and how chiropractic care works.

"When a patient walks in, the first thing I ask is, ‘Would you be open to me explaining to you today what I think is missing?’”

Educating patients about chiropractic’s core philosophy — rather than just focusing on symptom relief — builds long-term trust and creates loyal, informed patients who value chiropractic care as a lifestyle, not just a quick fix.

But this approach also carries risk. In a healthcare environment dominated by symptom-based models and influenced by conventional medicine, chiropractors face increasing pressure to conform — both from regulators and from the competition posed by physical therapists and medical doctors offering “spinal manipulation.”

That’s where ChiroFutures comes in.

 Why ChiroFutures Is Different

Most malpractice insurers treat chiropractic like any other healthcare discipline — focusing on outcomes rather than principles. But chiropractic is not medicine — and protecting a chiropractic practice requires understanding chiropractic’s unique identity.

ChiroFutures was founded by chiropractors for chiropractors. Dr. Carrino and Dr. McCoy have lived and practiced the principles of chiropractic. They understand the nuance such as the difference between a spinal adjustment and a manipulation — and they understand the unique liability issues chiropractors face when they focus on subluxation correction rather than simple symptom relief.

No other malpractice provider has our pedigree:
 Deep Roots in Chiropractic Philosophy – ChiroFutures is committed to protecting subluxation-focused practices.
 Understanding of Chiropractic’s Unique Risks – The ChiroFutures team knows how to defend chiropractors who face complaints over their care.
 Advocacy for the Profession – ChiroFutures actively supports research and policy efforts to advance chiropractic’s place in healthcare.

Dr. Carrino and Dr. McCoy have witnessed the increasing encroachment of physical therapists and other providers into the spinal care space. Hospitals and medical groups now offer spinal manipulation — but without the philosophical foundation of chiropractic care.

“What happens when hospitals start offering spinal manipulation?” Carrino asked. “How are we distinguishing ourselves? It’s not about manipulation. It’s about understanding the nervous system and the role of subluxation.”

This philosophical distinction is why chiropractors cannot afford to work with malpractice providers who don’t understand chiropractic at its core.

 ChiroFutures Protects the Future of Chiropractic

Chiropractors face increasing legal, professional, and competitive challenges:
 Growing public misunderstanding about the true nature of chiropractic care.
 Increased competition from physical therapists and medical doctors offering spinal manipulation.
 Pressure from within the profession to conform to symptom-based models of care.
 An aging profession with fewer young chiropractors entering the field.

Dr. Carrino’s message is clear: Chiropractors need to stand firm in their identity. Chiropractic is about more than just pain relief — it’s about restoring the body’s natural ability to heal. And that’s exactly what ChiroFutures is dedicated to protecting.

“We are chiropractors first,” Carrino says. “Our job at ChiroFutures isn’t just to protect you from malpractice claims — it’s to protect what chiropractic is. That’s why we do what we do.”

 Why Chiropractors Need ChiroFutures

ChiroFutures isn’t just an insurance provider — it’s a guardian of chiropractic’s legacy. When you choose ChiroFutures, you’re getting more than a policy — you’re getting protection from a team that understands and values chiropractic’s core principles.

No other malpractice insurer has our depth of experience in chiropractic care and subluxation-focused practice.

 Protection from malpractice claims — even those based on subluxation-based care.
 Guidance from experienced chiropractors who understand the unique challenges of chiropractic practice.
 Access to resources and legal support to defend your practice — not just settle claims.

 Stand Strong With ChiroFutures

Dr. Carrino’s presentation at the FCS Convention is a call to action for chiropractors:
 Hold the line on chiropractic’s foundational principles.
 Educate patients about the true value of chiropractic.
 Protect your practice with an insurer who understands chiropractic at its core.

ChiroFutures is more than an insurance provider — it’s a partner in protecting the future of chiropractic.

 Learn more at ChiroFutures.org